Want to speed up your loan approval? Use this document checklist for faster and smoother processing — whether you’re applying for a personal loan, gold loan, or mortgage.
General Documents:
- Aadhaar Card
- PAN Card
- Passport-sized photograph
Income Proof (based on type of applicant):
- Salaried: Salary slips (last 3 months), bank statement (last 6 months), Form 16
- Self-Employed: ITR (last 2 years), business proof, bank statement (last 6 months)
Property Documents (for mortgage loans):
- Title deed
- Encumbrance certificate
- Latest tax receipt
Gold Loan-Specific:
- Gold ornaments
- ID proof and address proof
Final Word: Keeping documents ready shortens processing time and increases your chances of instant approval. Organize first, apply next!
